Can new kitchen appliances increase the value of your home?

By: Philip Hollett

Can new kitchen appliances increase the value of your home?

Tags: Philip Hollett, Real Estate, Home Ownership

Next to a major kitchen renovation, replacing appliances is the most expensive way to upgrade the space. So if you’re purchasing a new refrigerator, stove or dishwasher in order to make your home more attractive to buyers, you want to make wise purchasing decisions. The most important consideration is how the appliances will look in the kitchen. Ideally, they should match in colour and style...Read More

Heat Remains In Local Real Estate Market

By: Philip Hollett

Heat Remains In Local Real Estate Market

Tags: Philip Hollett, Hamilton-Burlington Real Estate Market Info

The REALTORS® Association of Hamilton-Burlington (RAHB) reported 1,487 sales were processed through the RAHB Multiple Listing Service® (MLS®) System in July. Sales were 8.3 per cent lower than the same month last year. There were 1,703 properties listed in July, a decrease of 13.9 per cent compared to July of last year. “The numbers of sales are lower than last July’s, but...Read More

Waterdown Ontario August 2016 Real Estate Market Snapshot

By: Philip Hollett

Waterdown Ontario August 2016 Real Estate Market Snapshot

Tags: Philip Hollett, Waterdown Ontario Real Estate Market Snapshot

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Burlington Ontario August 2016 Real Estate Market Snapshot

By: Philip Hollett

Burlington Ontario August 2016 Real Estate Market Snapshot

Tags: Philip Hollett, Burlington Ontario Real Estate Market Snapshot

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Seal ducts for savings!

By: Philip Hollett

Seal ducts for savings!

Tags: Philip Hollett, Real Estate, Home Ownership

Leaky ducts on forced-air heating and air-conditioning systems are a common problem, contributing to both lower indoor-air quality and lower energy efficiency. They also make mold and decay more likely. The seams of supply and return ducts should be sealed with mastic or an appropriate HVAC tape. Don’t use hardware-store “duct tape,” which dries out quickly and fails. If your hom...Read More

Closing Costs

By: Philip Hollett

Closing Costs

Tags: Philip Hollett, Real Estate, Home Ownership

Closing costs are the legal, administrative and disbursement fees associated with buying a home. Understanding these fees will help you budget more accurately. Remember these are additional costs over and above the price of the home. HOW MUCH LAND TRANSFER TAX WILL YOU HAVE TO PAY? The land transfer tax is a one-time tax levied by your province when you purchase a property. The tax is based on a ...Read More

Mortgage Default Insurance

By: Philip Hollett

Mortgage Default Insurance

Tags: Philip Hollett, Real Estate, Home Ownership

When you buy a home with less than a 20% down payment, the mortgage needs to be insured against default. This type of insurance protects the mortgage lender in case you are not able to make your mortgage payments. It does not protect you. ARE YOU PLANNING TO PURCHASE A PROPERTY WITH LESS THAN A 20% DOWN PAYMENT? If yes, you require mortgage default insurance which generally adds 0.6% to 3.85% to...Read More

Making neighbourhood targeting work for you

By: Philip Hollett

Making neighbourhood targeting work for you

Tags: Philip Hollett, Real Estate, Home Ownership

Imagine if you dreamed of owning a special limited edition vehicle. What would you do to ensure that your dream vehicle would someday be parked in your driveway — with your name on the ownership papers?   You would probably start by doing some research. You’d find out how much that vehicle would cost, what features are available, and so forth. You would likely visit a local dealer...Read More

A vacation away requires preparation at home

By: Philip Hollett

A vacation away requires preparation at home

Tags: Philip Hollett, Real Estate, Home Ownership

Once you’ve made plans for an extended vacation, you’ll need to make plans to help ensure your home and valuables are looked after in your absence. Here are some ideas to consider: 1. Upgrade your home security system to enable live alerts to your cell phone or tablet. 2. Update your smartphone with contacts, including local police, your insurance agent, and a 24-hour home repair ser...Read More

Waterdown Ontario Real Estate Market Snapshot - July 2016

By: Philip Hollett

Waterdown Ontario Real Estate Market Snapshot - July 2016

Tags: Philip Hollett, Real Estate, Waterdown Ontario

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